Hay, marami talga scam na ganyan. they think hard and plan how to fool people. buti na lang you found about the scam before you became a victim.

lesson for all of us…. these things are real and we have to be careful.

have a great weekend karen!

Thanks for the info..just received a txt message from them about the same modus..

Best regards..GOD Bless!!

jes

dapat ipa-imbestigador yan mga yan para madala!

buti nakita mo agad,

wow, thanks for this.

I received a call from them as well.

Good thing I read this.

i was about to go there 2day!!! buti nlng ngsearch den ako

hi there, i have jsut received a call from them, and I amde reserch for this and Im glad i read this…. thankyo u very much!

:)

i also rcvd that kind of text msg informing me that i was choosen for that scholarship. thanks god that i found this site and read your msg. it will not waste my time of visiting thier office…and i will not be a victim. thanks so much

hi! i also got a call from cocoplans agent daw. the address was valid so i thought “baka nga totoo ito”. i was supposed to claim it today, at this very minute, buti na lang OT kami today! they asked me kung meron akong identification na “VISA” or “MEGALINK”, sabi ko you mean credit card? *very suspicious” and sabi nya they refer to this as “identification cards”..

so it is true that they are giving grants, but if ur stupid enough your credit card will be swiped for something else??

yun ba ung modus?

yep, that’s what i read from others because like what i said i didn’t proceed to go there, u can read other stories on the net but i’m not sure if this cocoplans agent is the same with the prudential life scam issue.

hi karen! i, well became “stupid brave” enough to go to cocoplans last

night with my boyfriend on the side. i got the educational grant &

other blah for free, i paid absolutely nothing. after signing the need

to sign documents, the “woman-in-charge” offerred something else, sort

of time deposit & investment combined plan. this offer was to be paid

but with your CONSENT only. i did show my credit card. But if you guys

go there NEVER let them hold it or get it out of your sight and NEVER

go there alone.

i got home with the educ grant of datamex,insurance and all my money

in my hand…yehey! sana makatulong ung grant sa pinsan ko..hehe

p.s. Cocoplans po ito..

@ melody: gud 4 u girl, at least u have an idea on this scam so nging alert ka, sana may makapag share din for prudential life nmn so we’ll know if they are really giving grants para ma avail nmn nung may gus2 tlga

thanks…I also reciv a txt like that last Jan.20….I am planning to call them 2morow…But becoz of this info…. di masasayang lod ko….kasi nasa bicol pako… salamat ng marami….

i am one of those that came to their office because its only near to us.

yes they said you won a scholarship program and an insurance and i got it for free. i’ve paid zero.

but yes they offered me a program but its up to you if you will avail it.

its a marketing strategy to get client and not absolutely a scam.

you should have tried to get there and see it yourself if your really smart.

For me its not a scam, its a marketing strategy of Prudential Life, and the 2 years scholarship course is for real. here is the real story for that, i also recieved a text form them even call at the office from one of their staff. So i got confused, 1 day while am on my way out for the office, Manong guard told me that Prudential life has called me last saturady (that was tuesday morning then), i ask him whats the message, they just left the callback number, so since nothing will lose to me if am gonna call them back i called them and there’s a visayan accent lady who answered me. Same story as the blogger said. So i decided to go there at their office wednesday morning after office, then i found out that its just a marketing strategy, HOWEVER ITS NOT A SCAM. you would pay nothing for you to get the scholarship and a certain insurance valid for 1 year. Then theyre gonna offer you to get a trust fund WHICH IS AN OPTION IF YOU GONNA TAKE IT OR NOT!!! Regarding swiping your card, it would be impossible if you let them swap your card therefore they would swiped it! but if not ofcourse they cant..maybe the blogger was not aware of the different marketing strategies…ofcourse if they gonna tell you that they will be offering you a trust fund would you still go there? ofcurse you say its just a waste of time right?

OMG! i also received the same calls from prudential life- mom was smart and of course we didnt pay for any insurances (but they did insist on it) but i got the datamex scholarship. we actually went to their main building, but it’s cool. we didnt pay anything but we gained free scholarship. so.. is there a scam on scholarships? i was only after it because if the japanese tutorials (lol) by the way, thanks for sharing this!!

Same thing here, katulad din kay Melody. Pero hindi ko hinayaan yung credit card ko. Cocoplans din, 18th floor yun, sa may Rufino Tower…..”Trish” yung pangalan nung girl.

Erratum! Prudential Life doesnt offer such modus operandi..They’ve already existed for 161 years and they wont stoop that low since theyre very solid company …Its COCOPLAN! (under UCPB). My friend and I went there yesterday and got the same hoopla as you said.

Ms. Karen, Please correct your statement as Purdential may pursue you on this as this would be very damaging to the reputation of the company. Again, Prudential Life doesnt offer such grant!

i already been grant this scholarship voucher twice, kanina lang yung isa sa cocoplans.. actually before i go there i was already aware of their style, so when i get there alam ko na kung pano ang gagawin, i didnt let my credit card leave my hand at nung kinausap na ako at inalok ng inalok about sa trustfund nakipag gaguhan lang din ako dun sa kumakausap, until sya na ang nainis at pinaalis na ako with the scholarship certificate at free 50k medic certificate and my creditcard na walang bawas.

Yesterday I also received a call from a cocoplans agent informing me that I am one of the lucky recipients of the free insurance they are giving away as part of their 14th year anniversary. She said that it was ramdomly selected through referrals and only 170 people are selected. And for me to be able to claim it i need to present one company ID, one gov’t id and a credit card. A credit card for identification?? Sounds suspicious! I asked her why do i need to present a credit card when i have other IDs to prove my identity. She just told me that it is a requirement because govt IDs arent enough because there are lots of fake IDs now! So now credit card is the best identification that we can present?! Good thing i found this site…

Hi juday, just got the datamex certificate just this day @ makati prudential life, i’m afraid if this true for free tuition fee for two years, but they did not get my credit card even xerox it, i don’t know there will be no problem if we will avail this certificate please advise me before too late.

Hour ago recieved a call from MARK of Prudential life. he said my boss has won free scholarship of datamex school by electronic draw of their company. but it come up in my mind what Datamex school!? so i’ll search in google but sudently i saw the blog of KAREN about this scam. (Thanks karen)

and one, my office mate recieved a sms that she won a 950k in grand draw but she need first to deposit the account of the person who txted her for processinf fee..

Kaya wag kaung magpaloko guy’s there’s a lots of people around you who are scammers.. so BEWARE guy’s..

ako muntik nlng.. Buti nlng suspicios ako kaya when they asked me to present a credit card I gave them my overlimit card so that they wont be able to swipe anything..haha..
they gave me the scholarship for 2 years but I don’t if the scholarship is really existing…

Kawawa nmn yung school ng datamex which is sponsored by Vice Mayor Isko Moreno.

papaano natin malalaman kung ito ay isang scam? i jst got the schorlarship paper from prudential life at inooperan ako ng savings insurance, pro kumuha man o hindi makukuha pa din ang scholarship. nag-present ako ng co.ID, gov. ID and savings card w/c is kinuha ko muna ang lhat ng laman ng savings card ko bgo ko ito ipresent s kanila.

they called me also, today, but i know this is a scam because before it happened to me to claim a free one year insurance daw, so i came to their office to claim it, pero bago ibigay sa yo hihingin ang credit card mo, tapos hahawakan nila at ipapasok sa loob ng office, tapos pipilitin ka nilang mag-avail ng insurance nila at ng kung ano ano pang pagkakakitaan. yes it’s true they will give your the free vouchers and insurances pero, they will require you to present and hand them your existing credit card. ngaun kung nsa kamay na nila yon, alam mo ba kung nakuha nila ang card no. at ang verification na 3 digits at the back of the card (impt yon). pede nilang mgamit ng hindi natin alam ang account natin.

ADVISE LANG. PLEASE BEWARE OF GIVING THEM YOUR CREDIT CARDS. WAG NA WAG NINYONG PAPAHAWAKAN SA KANILA. YOU CANNOT LET THEM XEROX THE FRONT AND BACK OF THE CARD.

never trust your credit card … if you know the CVV or credit verification value…. even they are not swiping your cards.. once they get the last 5 digit of your credit card and the CVV no. they can access your credit card information

I think its not a scam just the other post… its just marketing strategy… kasi ang scam wala ka talagang makukuha diba… ako nagpunta ako dyan sa sinasabi nilang building kahilera ng jaguar showroom… then then show me the gift certificate ng datamex… kaso… nakakuha na ako ng prudential life.. life and burial yata un… hehehehe.. binayaran ko by swiping my card..heheh last year… kaya di ko na kinuha un… pero pilit sila ng pilit… so sabi ko hindi na talaga kasi nga naiswipe na rin… kaya… tinanggihan ko talaga wala sila nagawa kundi ibigay ang gift certificate kasi sabi nila may gift ako without saying na i have to buy anything from the begging of our conversation… so now i hope it help my officemate i mean the certificate i gave it to him for his son… hehehe nakatulong pa ko… tingin ko dyan hindi scholarship yun… its discounted only kita naman eh… hindi naman miscellaneous lang ang babayaran… parang tuition din kaso mas mababa pa sa orig price…

puta!!! wla na namn pasok langhiya tlga school 2 nag babayad namn kami ng tuition fee

Thanks for your blog. Last year may tumawag din sa akin regarding scholraship pero wala akong time para iavail. Pupunta na sana ako para sa gift certificate pero ewan ko bakit may humihila sa akin pabalik. Pero ngayon may tumatawag na naman regarding scholarship sa Datamex, free nga tuition fee pero kelangan mo magbayad ng misc. fee. I called Datamex and informed them that I am interested to enroll and ask for the misc fee. Its 4,000 to 6,000 misc depending on the course to take. Pero di ko na siguri itutuloy kasi parang natako narin ako dahil baka walang kwenta rin ang school na papasukan ko. Thanks for the blog.

salamat at my blog na ganito…. may narecieve akong tawag today and informed me that i was given a 2 year scholarship and ask me about the id’s and credit cards, check vouchers etc over the phone… coco plans ung sinabi nya na bank sa kin.. his name is mike decano… salamat sa mga info’s d2… it will a great help….

two months ago, i recvd a txt informing me na nanalo daw ako ng scholarship grant. der is a landline # na pde ko twagan kung pnu icclaim. since ndi ako naniniwala sa mga gnito, i juz deleted the txt.cguro 3-4 times ako nkareceive, until last friday, me tumawag sa ofc telling me na i have an unclaimed scholarship grant n i juz won on a raffle. i ask pnu nangyari un, wla nman ako sinalihan.she said maybe a friend of mine or anyone na kakilala eh ipinasok ang name ko.still confused kung pnu nangyari un, hnyaan ko na lng den ask kung san ba ung ofc.it’s in rufino bldg, 18th flr.naisip ko, wala nman cguro mwawala.ndi ko naisip na mgcheck muna sa internet, i juz said cge ill drop by cguro mga around 4-5pm kc im working sa PBCom Tower at malapit lng talaga.ayun,medyo nangulet na cla kttxt kung anung oras tlaga ako ddting.so i made a takas on my work.pero bago un,i txted muna asking kung mtgal b mgclaim kc nga im at the ofc pa.sbi sglit lng,meron lng mga ippliwanag.sympre dala ko ung mga ids na need nila.company id,sss, at ung required na credit card na ndi ako ngconfirm na mkpgdadala kc wla nman ako credit card sad to say, hehehe!! but i do have one, un nga lng ndi pa activated so un na lang dinala ko.wen i got there medyo ntgalan ng konti.knuha info ko den wait lng daw muna.cguro afer 10mins, me nag assist na sa kin, den i ask her kung mtagal ba.sympre daw ndi ibbigay ang grant ng ndi ppliwanag ung mga blah blah blah eklat,mga 30mins lng daw.sbi ko,ndi ako pde mgtgal dahil im still working till 8pm.kung pde balik na lang ako ng monday morning kc 11am naman psok ko.ung 1 girl mukhng inis.dat day na lang daw.sbi ko ndi tlga pde dahil bka hnapin ako.so ndi nila ko npilit.den pgbalik sa ofc,dun ko lng naicp na mgcheck s internet at dun ko nabasa ung mraming blog.yesterday,which is monday na supposed to be eh babalik ako,they txted me again to confirm na balikan ko ung grant.i juz replied na mdami ako work, if mforfeit na ung grant eh ok lng..ayun knabukasan ngtext ulet…naicp ko…bket plgi nila cnsbi n mfforfeit na eh why dey keep on txting pa rin khit tpos na ung 60days?well, its for us na nga lng cguro kung papatulan pa ntin ung gnitong modus operandi

To those who went to cocoplans and got the free stuff, is it valid? Have you guys used it in your respective schools?

I go this text now lang, and if totoo nga na free education scholarshiip edi yey. Pero nakakahiya naman, sa admu pa ako pumapasok, and itsg onna be a hassle if like mareject ito sa enrollment, ako lang ang mahahasel nun.

kakatext ko pa palang kanina dun sa taga cooplans daw, hindi ko na sasabihin ang name, and sabi ko by lunch time maka saglit, kase malapit lang naman eh. and same thing sa lahat ng sinabi niyo, 3 valid id’s including bank id. sabi ko anung bank id? atm? hindi daw, credit card? yun nga daw. sabi ko din, teka why are you giving this promo or something if you guys don’t get anything from us, sabi niya 14th year anniv. daw ng ccoplans and out of 5000 referals, isa daw ako sa 100 lucky chosen who won this 2 yr scholar certificate ng datamex and an accidental insurance, etc. buti na lang 7 pm pa out ko and nag try ako mag search sa net ng datamex for their contact# para dun ako mag inquire ng tuition fee nila… per ccoplans agent kc na naka usap ko this afternoon, all for free except misc. expenses, worth 4-5k. sabi ko okey na rin,, pero kung malalaman ko na ganun din nagre-range ang tuition fee nila, why should i spend time pa para pumunta sa kanila, kung parang halos wala na din naman palang difference di bah.. pero atleast nagkaroon ako ng idea regarding this scam or promo or marketing strategies. etc etc. what ever they call on this. magiging aware din ako sa credit card ko di ba. i’ll never let them inhand my card. thanks for all these ifo.

please dont go there anymore im also one of thier victim of the same grant…. they have swipped my card even i dont permit them.. dapat pag pumunta ka don you have a companion… to be honest i want to expose them to the media and it will depend on my dispute to cancel the transaction… i hope it can help you thru this comment.

nakareceive din ng text ang kapatid ko and given the nmbers 332-3536 / 332-3580, i tried calling it..nun unang ring ibinaba ko muna after rmembering na id better check it on the net first..dami ngbebenta ng datamex scholarship if u wud browse other sites..when i dialed the nmbrs agen, busy tone na for the rest of the day..

scam, scam, scam..napakahirap na talaga ng pilipinas..

kung di ka talaga mag-iingat, mabibiktima ka ng sarili mong kapabayaan..

hi
tnx for the info. i just received their msg.

nasa sa inyo if u avail or not. Just be cautious always. I got all their freebies but I did not avail their promotional offer.

kawawa naman ako… ngayon ko lang nabasa itong mga comments nyo… huhuhu… and i’m one of the “tanga” na sa-swipe yung card ko… ang sabi lang kasi nila ay try kong maaaprove yung amount… at ang bilis ng pangyayari bumalik sa akin yung card at pinapapirmahan na sa akin yung slip… Guys help me naman ko papaano ko ma-cancel kasi gipit ako ngayon… malulubog ako sa utang… I need help… please help me naman… Thnks…

i just received a txt msg. like this just now. after reading this page i didnt seem to be lucky at all like what they’ve said sa txt. It’s a waste of time.

THIS IS THE SAME MARKETING STRATEGY DONE BY SOME OF THE LOW RATED INSURANCE COMPANY..

Remember Family First Ins. at SM malls? They changed name to DANVIL and now Prudential Philippines Inc.. ay nako pare pareho lang ang mga insurance ngaun.. Malulugi na kce sila.

Kung gusto nyo ng matinong insurance never ever go with COCOLIFE/COCOPLANS, DANVIL, PRUDENTIAL LIFE

wow just got their txt msg this morning good thing i thought of consulting google first.. hehe.. thanks for the info guys.. but i’m just curious if the scholarship is for real? thanks

isa ako sa mga naka received ng tx kay Ms Malaya Navarosa…buti nlng ntawagan ko…kung anpo ano ang hinahanap sa akin at nag search din aq sa internet…wag kau maniniwala sa mga marereceived nio na message…lalo na kung un expected at wala kayong sinasalihang rafle…..ingat nlng sa maka2received ng txt oi search nio muna sa internet kung totoo

thanks for all your comments guys.kanina lang nakareceive ako ng telephone call ang sabi may hindi ako naclaim na gift.matagal na raw iyon dito sa butuan.sa cocoplan daw,naisip ko paano nila nakuha ang number ko at wala naman akong sinalihan?isa pa insurance agent ako sa philamlife insurance.hiningian ako ng 3 valid ids’.sabi ko ano lng sch.id,tin,at natasha.any government id?ask nang babae sa kabilang linya ng phone.sss or philhealth.sabi ko di pa na change ang maiden name ko.sabi naman ng caller kailangan talaga yun dahil may involve na money.wla naman akong babayaran doon.tapos nag-ask sa akin if i have any bank id like credit card or checkbook ang sabi ko wla.tapos sabi ng caller tatawag cya w/in 5 minutes kasi kukunin pa niya ang code number para maclaim ko ung grant o ano yung gift na sinabi nya.hindi na ako masyado nagtanong sa kanya dahil hindi pa ako tapos maligo.tinawag lang ako nang husband ko habang nagsasabon sa banyo at laging nasaisip ko na baka katulad din yun sa mga txt messages na nareceive ko na i won thousands or millions.kaya di ako naniwala dahil wla naman akong sinalihan.
It takes almost an hour.hindi pa tumawag muli cguro dahil alam niya na wla akong credit card.
Pero if ever totoo yon na may free cla na ibinigay bakit di ko tatanggapin?Pero sana yong Valid.libre naman pero cgurado wla silang makukuha sa akin dahil hindi ganyan ang strategy ng Philamlife insurance kung saan ako nag agent.at cigurado ako na matatag ang company namin at hindi ganyan ka desperado.

Para sa akin, importante na mayroong insurance ang bawat pamilya para in case of emergency mayroon kang madudukot o matatakbuhan.cguraduhin lng na matatag ang insurance company na iyong binilhan ng insurance or educational plan or whatever plans na magagamit mo in the future.Huwag nang iisipin na baka ipapatay ka o anu-ano pang kagaguhan na pumasok sa isip mo dahil mayroon kang insurance.kundi isipin mo nalang na kung may masamang mangyari sa yo o mawalan ka ng trabaho ready ka bang makikita mo ang pamilya mo na namumulubi kasi wlang ibang matatakbuhan?o ang mga anak mo na namulot nlang nang pagkain sa basurahan?
Why not think like the chinese and american.their government urge them each family to get insurance and educational plan sa kanilang mga supling.
Ngayon sa bansa natin SSS and philhealth is not enough.masyadong kulang.kaya dumami ang pulubi sa philippines.
Chinese ang kadalasan mga bigtime businessman dito sa philippines at cla rin ang may mataas na rates na kumuha ng mga insurance,pensions,and educ. plan sa philamlife.
di bale mag sacrafice cla magbayad ng premium w/in 3 to 5 years basta after that marami silang benefits na makukuha at di masasayang ang kanilang ibinayad.Lumago pa ang pera mo,insured ka pa,hindi kinunan ng tax tulad sa bank,magamit mo pa in case of emergencies.

So if ever may plano kayong kumuha ng insurance or somebody offered some promos.icheck muna if stable pa ang company.basta para sa akin na subok na matatag sa Philamlife Insurance.
Hindi sa paninira, baka ang kinukuhaan nyo ng educ plan tulad ng sa CAP noon na masyadong mabilis ang pagtaas at marami bumili sa kanilang plans dahil sa promises,mabilis din ang kanilang pagbagsak.

Basta, thanks for the info at least aware ako pag pumunta ako sa cocoplan if ever.kukunin ko lang ang gift ko pandagdag sa philam ko.:)

Wow this is a very helpful blog, just now i received a text message in my sun number, informing me that i won a free tuition fee in datamex school and i called the number and the girl was explaining that they are sister company with different companies that someone might have reffered my sun number, i was really doubtful because like only 7 people nows my sun number, she was asking me to claim it tomorrow since it will only be valid wihtin 2 days, that the plan is transferrable, told be to bring the 3 id’s and of course lke you guys mentioned it included the credit card, i told her i dont have credit card even if i do have and she said i can bring any friend who has so that i can claim the educational plan…and i was really doubtful so i googled and found this blog..and im grateful..btw their office add mentioned to me is at 18th flr Rufino Pacific and the name of the girl i spoke to is MARICEL and this is under COCO LIFE she mentioned…
Whatta’ terrible marketing strategy….

Hi,

Just want to thank you for your blog, buti naalng nabasa ko…kasi this morning may tumawag sa office na taga cocoplan at pinipilit na i claimed ko daw ang insurance priviledge ko for there anniversary. They also give me a claiming code MVS-072675-CCP a guarantee of no financila obligation daw. The girl name manel ask me to bring 2 id’s and a credit card for specimen signature.

Hehe Thanks mam,. kakatawag lan din sakin, kya search kagad ako for more info about datamex sayang kac un scholarship i could give it to my relative , buti nlan i read ur post,.. thanks a lot, i also find it very suspicious..

I just got a tx from COCOPLANS so I asked how I got the scholarship. He asked me to call for more details. After reading this blog, I think that this is a scam and a WASTE OF TIME. Glad I search first and found this blog. Thank u guys!

“THERE’S NO SUCH FREE LUNCH”

Gud day mam sir tinawagan din po ako ng cocoplan and they gave me an free Insurance without any obligation basta renew ko lang daw yearly and transferable daw po ito sa mga relative kung ayaw i-avail basta may mag rerenew lang, then they also gave me DATAMEX scholarship Certificate entitles free tuition fee on any two year computer courses from DATAMEX institute of computer technology, Then they offer me an insurance called Specialized Savings first they offer me an 50k initial, then 39k, then 20k, and finally 5k initial this Specialized Savings covers:

* In case of natural death, 100% of the IPV (during paying period) and 200% of the IPV (after paying period) will be added to the Memorial Service Benefit (MSB);
* Cash assistance equal to the IPV in case of accidental death;
* Total and permanent disability benefit applied to outstanding balance;
* Free Professional Service Administration.
* Optional: Provides comprehensive in-hospital benefit in case the planholder is rushed to the hospital

I told them Im planning to avail this Specialized Saving on Monday Oct 26, 2009

But after reading this blog hindi nalang kaya it looks like scam nga itong mga inooffer nila i hope nakatulong ako sa mga magbabasa sa blog na ito.

Thanks blogger

we also received similar offers. twice on my mom’s sun cell and 3 times on my dad’s globe. from coco plans and from philam life (i think)

the very 1st text message was:

Greetings!!! This is Ivan Callanta of Cocoplans, Inc. We are proudly informing you that you are one of our lucky recipients who is entitled to claim a two year D.A.T.A.M.E.X. Scholarship Certificate with a free tuition fee, PERSONAL ACCIDENT insurance and other rewards and privileges. Your security claiming code is ****. you may claim your certificate on or before Aug 13-15,2009 in our Makati business center. For more information, you may call us at 8563863/8563861/8563862. Thank you,

09322082798 (Ivan Callanta)

beware of datamex baguio ,,,for it is like a computer shop you will not learn somthing there,,,

hope you will not enroll there….

To COCOPLANS INC.;

I got a message from Mr. Fernan Sunga of Cocoplan, Inc. and ignored it for few days until today they texted me again..The message is this:..”COCOPLANS, INC. Last notification: good day we are proudly informing you that you are one of our lucky recipients who entitled to claim a PERSONAL INSURANCE, FREE SCHOLARSHIP VOUCHER and other Rewards and Privileges. Your claiming code is AT2********. You may claim your certificate until Jan. 23, 2010 in our Binondo Business Center. For more info please call us today. at 3096250/3096251 or this mobile #09326668880. Look for Mr.Fernan Sunga.

I search your website and found out that you have different telelphone numbers as compare to the numbers they gave. Mr. Fernan Sunga represents your company Cocoplans, Inc. and according to him, this promo is part of your company annual celebration. I have read that your company have celebrated 14th anniversary on October 2009 that seems to be over 2 months ago.. I have not read any news from your page regarding this give aways. Is it a scam? Are you aware of this or are they using your company for this kind of trick or strategy..It is hard to believe…in the first place, how did they get my number? and when I called, they ask my name and address but I refused to tell..why? because If I was really selected to be the winner of that prize/reward how come they did not know my name.. For COCOPLANS INC. this is for your information. Thank you.

THANKS TO YOU!!!Katatawag lng din s kin ng COCO PLAN Calamba branch,i also convince me to go to their office to claim a scholarship from DATAMEX,buti naisipan ko magreserch at nkita ko ang post mo……thank you very much…..pupunta n sana ako.TY….

To all na nakaka recieve ng cash voucher at gift certificate regarding datamex scholarship
wag nyo nang i claim yan at wag na wag kyo mag aaral sa school na yan peperahan lng kyo ng
datamex at mauubos lang ang oras nyo jan sa school na yan….Kaka graduate ko lang sa lintik
na DATAMEX nyan pero kelangan mo magbayad ng
4,000 para sa graduation fee pero hindi pinaliwanag kung saan mapupunta ung 4,000 na un.
Ang natanggap ko lang dun sa binayaran ko ay ung NAPAKA PANGIT NA TOGA DRESS tapos ung
GRADUATE RIBBON na gawa sa karton ung logo mas maganda pa ung ribbon na pang elementary.
Tapos kapag me gustung sumama na kamag anak mo sa graduation kelangan pong mag bayad ng
300 pesos per head napaka unfair tlaga.Sa PICC ginanap ung graduation ceremony namin
walong branch ang sabay sabay ng grumaduate sa PICC ito po ung walong mga branch ng datamex
1.datamex cartimar
2.datamex taft
3.datamex recto
4.datamex dasma cavite
5.datamex las pinas
6.datamex meycauayan bulacan
7.datamex san juan
8.datamex cabanatuan

kawawa po ung nasa malalayong lugar kelangan pa mag punta ng PICC para maka attend ng
graduation.Eto pa po kung isa kang mahirap na mag aaral ng datamex at wala kang pang
bayad wag ka nang umasa na makakaakyat ka ng stage dahil kelangan fully paid ka na
sa lahat miscellaneous fee at terminal fee bago mo makuha ung toga ganyan cla mang api
at mangurakot matindi tlaga…maraming grumaduate sa datamex khit hindi kumpleto sa
mga exams at requirements. sa totoo lang po wala kaming natutunan sa datamex ang
matutunan ko lang dun ay ung mag bayad kada linggo ng installment kc halos everyweek po
kaming nag eexam. ITO UNG SCHOOL NA HINDI MO MAIPAG MAMALAKI KHIT KANINO KHIT NKA
GRADUATE KPA.KYA PARA PO SA LAHAT WAG NA KYONG MAG ARAL SA DATAMEX PEPERAHAN LANG KYO
NYAN!!!!!!!!!!!!!

DATAMEX SUCKSSSss….. MAKAKARMA DIN KYO….

sana po ma post ung comments ko thank you

thanks to you guys!

I’m from Cebu and I just got this home call just a while ago from an agent–seems Prudential and informed me as a recipient of a scholarship at Datamex. I was suspecting so I search the net, Luckily, I had googled & stumbled this blogs. They have an office at room 308 Keppel Tower Cebu Business Park near Ayala Mall. Their contact no is 4126352. I’m astonished that they now operate in Cebu! I wondered where they got my home landline number?

Beware!

Good day po!!

I just got interested to this blog. I was a student of Datamex also from Sucat Branch. About the scam of Prudential Life half true. They use it as a business strategy i accidentally applied on their company. Maloloka kayo parang sapilitan ung process nila. Magagaling sila mag sales talk. But before ka makapasok as Prudential staff you need to sell 1 plan sa kakilala mo(1 of the requirement to have the position). Nagulat talaga ko sa strategy nila but thanks God hindi ako natuloy (sa Makati yung office nila).

Much better not to go there pagtinawagan or pagnatext nila kayo. If you really wanted to apply for the scholarship inquire directly to there main office or call them, here is the number to help you 5517370/ 5517145.

About the last blog, about the concerned former Datamex Students i was a bit offended when he/ she said na hindi niya maipagmalaki ang DATAMEX base on what happened to him/her. Wag mo naman lahatin. For me i’m proud that i graduated at DATAMEX (Sucat Branch) batch 2008. My sister also graduated at the same institute batch 2009 and my other sister is also previously studying at DATAMEX in Muntinlupa branch. But as i can see my sisters and i learned a lot. Depende lang siguro sa branch na pinasukan mo and depende na rin sa studyante if she/ he wants to learn(hindi lahat ng kelangan matutunan eh nasa loob ng paaralan!!!).

Siguro the branch of school that you’ve attended did not explain to you about your expenses (Miscellaneous fee+Terminal Fee). Kung hindi mo pala alam ang expenses anong ginagawa ng registrar niyo? Ask them para maintindihan mo.

As far as i know the certificate/ voucher ng DATAMEX is not for sale. Pagganitong insidente ang nangyari sa inyo tawag kayo sa DATAMEX/ institute na concern. Kasi last time my nahuli na scammers ng certificate ng DATAMEX if i am not mistaken it was 2008.

I hope you will post my comment. Thank you Ms. Karen =)

naku meron din nagpost ng ads sa multiply.com…nagreply naman ako sabi ko interested ako ito pa nga ang details na binigay nya eh

click link:http://annasanoria.multiply.com/photos/album/23/DATAMEX_

I’m selling this D.A.T.A.M.E.X. Institute Educational Scholarship Voucher for Php 10,000 only.

THE VALUE OF THIS SCHOLARSHIP VOUCHER IS P45,000 WORTH OF TUITION FEES FOR A 2-YEAR COMPUTER COURSE.

Details of said Scholarship Voucher are as follows:

Also, I am not a teacher or employee of D.A.T.A.M.E.X. INSTITUTE,
I am only selling this Scholarship Voucher that I will not use.

I do meet-ups with in Greater Manila Area

NO SWAPPING, CASH ONLY !!! Please bring your ID, thanks!
Globe 09176228523

http://annasanoria.multiply.com/

sabi ko sa kanya interested ako then kukunin ko na…pero ipa-cancel ko na lang kasi nabasa ko itong blog na ito

Thank you for posting my comment.

To PRINCESS ELEN
If you’re really interested to get a scholarship to DATAMEX just call the main office 5517145-5517370.

Yung mga nagsell ng mga scholarship voucher na yan are fake…/ scammers…..Walang bayad ang DATAMEX scholarship as far as i know….

maraming mananamantala ng pagkakataon, ginagamit nila ang scholarship ng datamex…
scholarships are NOT 4 SALE…
i have a “gift of knowledge” certificate from datamex.
sa Php500 upon enrollment and per term and 150 para sa ID,
napaka gaan nun para sa katulad ko…
except sa Php1000 na uniform, ok lang mahal yng burda eh.
practicality lang po, hindi lahat ng tao kayang magbayad ng mahigit sa 10,000 pesos na tuition fee per sem

this is true, just turned them down today, this lady keeps on calling telling me to get a free scholarship, someone should put a stop to their
hard selling,

Actually, It’s not really a scam, marketing strategy nila yun to attract people na magreport sa office nila and offer a plan or investment. Kung madadala ka sa sweet talk nila, papaswipe mo credit card mo, i think 7k yun.. Eh, ako nakareciv rin, interesado ako kz, pang aral ng kapatid ko, so ngpunta ako, dala ang decline ko na credit card, kase my idea na ko, y nila need nun.. so umuwi ako na dala yung 2-yr cert of free tuition fee and accident insurance na wala clang nakuha from me.. heheh… u win/they lost or they win/u lost lang nmn un, eh.. it’s up 2 u, wt pipiliin mo…

First, I don’t think its Prudential Life, but PHILIPPINE Prudential Life, who’s doing this. I know because I just visited their office at Unit 2201 Raffles Corporate Center, Emerald Ave., Ortigas Center.

PHILIPPINE Prudential Life Insurance is DIFFERENT from Prudential Life. Mas respetado at me pangalan yung huli kesa sa una.

Another thing, yes, they took my credit card but gave it back naman. I have no knowledge if they swiped it. How do you know if your card was swiped?

Also, confirmed. Yung pagbenta ng insurance ay side issue at come on lang ang scholarship voucher. The scholarship vouchers are “hooks” for them to get you interested to come to their office so they can sell to you their insurance products. Fortunately, I did not bite and took the shoclarship vouchers.

Iche-check ko pa within the week if these will be honored by DATAMEX Sucat.

i experienced the same thing wid u guys.I almost submit all the requred ids just to get the scholarship.only to find out it was scam.Good thing I brought my friends wid me,it was my friend who advised me that if I give my bank id or bank account whatever they will automatically deduct money from the account.and i discoverd later that Datamex churva give the scholarship for free.

dapat yan nilalakad sa imbestigador e

hello po. comment lang po. lahat naman po ng inooffer ng mga company na nabangit eh totoo. ang problema yung hard selling na ginagawa ng mga agents. sa sobrang gusto nilang makabenta…madami silang ipa promise na hindi alam ng company. ang gawin nyo..kunin nyo yung free…wag kayong mag swipe ng card and then umalis kayo. kasi bago din po sana kayo mag swipe nabasa at naintindihan nyo yung pinipirmahan nyo. yun lang po.

wow!!!! buti ngsearch ako about this Philippine prudential. my schedule ako ngayon sa kanila july 06,2010. iba yta yung style na ginamit sa kin, hindi sa SM.

tumawag sa bahay. they told me that a friend of mine gave my mobile number and landline to them. i really dont recall giving my landline number to my friends.they told me na sasabihin nila kung sino ngbigay nung number once na ngpunta ako. so no pansin ko na kung pano nila nakuha yung number ko. they told me that i will have 3 premium packages. including a scholarship with DATAMEX. they were also asking me some IDs including credit cards and atm. makakasali daw ako sa raffle if i presented a credit card and could possibbly win 50k.

thanks for the post MUNTIK NA KO!!!!

pati ba PHILAM LIFE kasama sa “Marketing Strategy” na yan? kasi we just recieved call from them, with same talking.. Na nanalo daw kame ng scholarship sa datamex for 2yeays course, just present 3ids including credit card and claim it within 48hours. We ask the agent kung pano kame nanalo, she said na random select daw from yellowpages. Then after 1 day, tumawag ulit yung agent, para lang sabihin na hindi na sila mahigpit sa deadline for 48hrs, dropby na lang daw don sa opis nila basta sabihin lang daw yung schedule kung kelan pupunta. Buti na lang nagchek kame sa net regarding this matter.

hindi lang yan prudential life meron iba din like caritas and benlife. nakailang datamex na nga ako na certificate buti nalang walang laman ung credit card ko. iooffer muna sa inyo ung insurance bago ibigay ung freebies.

thank you for bringing this up. yesterday i also received a call in the office from BenLife telling me to claim freebies and a scholarship grant from Datamex. i got surprised and was excited about it. they told me someone has referred to or has given my name to them but when i clarified it, they couldn’t tell who that person was. they wanted me to bring valid ids and a credit card but since i dont have one they told me i could bring my ATM card instead. I was planning to go there today but after reading the shared experiences of others definitely i wont bite the bait. they might call this a marketing strategy, but for me this is a very lame excuse to make money. this is absolutely an act of TERRORISM done in a very subtle way. these schemes are meant to harm innocent victims so that a few others like those who are into this kind of business can earn.

magandang topic ito sa GMA Imbestigador! Hayaan nyo kapuso, we will be working on this!

i had been there an hour ago and got my reward, i told them i was in a hurry it. it is fine with them. it is no scam. it is up to you

There is nothing bogus about it, it is up to you, you can even tell them that you will not need it and want to go home after getting the reward

Good thing nag research ako. Kumbinsido pa naman ang misis ko na pumunta. Eto yung number ng tumawag 0923-4414807 at nag bigay pa ng website para talagang makumbinse kame. http://www.philprudentiallife.com/

Just call me Al from Cebu, Last 3 weeks ago, I received a call from a COCOPlan agent telling me that I won a scholarship. When I ask him what its all about, Im one of the lucky winners daw sa raffle in celebrating their anniversary. Random selection daw sabi nya from my credit card. Sabi nya that I can claim my scholarship in 6th Floor Cocoplans bldg. Capitol site Cebu City. All I need to bring daw is 3 valid ID’s and a credit card for Identification..hhhhhmmmm..sounds fishy.. I just ride on and never believed in it. Several days after, a girl named Cherry Angeles called me up and ask me when could I go to their office to claim the scholarship. Told her I’ll just drop by there when I have time since for now, Im very busy from work. She kept on calling me almost everyday reminding me about the claim. She asked me to bring the credit card with me and even asked for the credit limit..hhhmmmm Sounds suspicious… maybe I will go their visit their office one time but me being smart. I WILL NEVER EVER HAND ME MY CREDIT CARD…

grabe… muntik na kung maniwala… ang galing ng mga babae na ung sa sales talk… kaya di tayo umaasinso…

I am a victim of this. Here’s what happened. My dad received this text message the other day, thinking that it is a scam. we searched for Cocoplans’ contact number over the net, then found the main office’s number (Makati). They assured us na hindi nga scam and it’s true that my dad won a free scholarship and a Healthway Card. They told my dad to bring 3 valid IDs and a credit card (I KNOW RIGHT?) He asked me to tag along since ako yung may credit card. I refused to go with him since aanhin nila ang credit card for verification diba? Eh mapilit tatay ko. Arrrggghhh! We went there yesterday to claim the freebies. They borrowed our IDs and pati yung credit card ko. Then tinawag ako from the lobby to activate daw the Healthway card, pero the girl brought me to a small room. May mga agents dun talking to their clients. So we sat down, ayun. Wala naman activation na ginawa, all they did was to sweet-talk me into opening a savings account with them. So I just listened w/o any intent of purchasing or availing anything. Next thing I know, nakaswipe na yung credit card ko w/o my consent!!! She borrowed my card kasi and told me she will ask HSBC if I will be allowed to borrow money quarterly and transfer it to my savings account with them. To my surprise, bitch came back with a receipt! Thinking na wala na ko magagawa, I signed nalang the receipt (ISTOOPID MUCH) and was forced to open an account nalang.

I did some research when I got home and found out na strategy talaga nila yun. Plus yung scholarship is free talaga sa Datamex kahit mag walk in ka lang. They are giving false hope sa mga taong gustong mag aral! We have no intentions of using the scholarship since walang gagamit. We were thinking of selling it sana pero we can’t kasi nga free lang pala talaga yun! Now I am currently talking to the bitch who swiped my fucking card and informed me na 2 years daw bago materminate yung account ko. WHAT THE HELL??

I called Bitag’s Hotline # and they are inviting me to come to their office this Wednesday. May mga natanggap narin daw silang mga reklamo regarding Cocoplans.

this is not a scam i also recieved a call from prudential life..and i verify it into datamex and they confirm that the scholarship is true…and right now i am studying at datamex using the scholarship voucher that prudential life gave to me…

this is really true!!! Scam lng tlga yang pudential life na yan..,at ung name ng mga agent na yan ay Ms. Carol Chua i got her name caz they keep calling me!!! hay mga scamers lng cla…

ewan ko lang, pero tlgang parang duda din ako jan, pumunta ako ng prodential office nla sa ortigas kla ko madali lang xa i claim, halos 1 hour na kmi pero kung anu-ano pang mga issuarance ang pinapaliwanag sakin, sori cla 0 balance ang card ko. pero ang tono ng boses nla ng nlaman na 0 blance. parang naging bastos cla. nagalit na nga ako don sa office nla kc ung pakay ko ang tagal ibigay. kaasar, un tlga kya nasabi ko na kaasar ung mga private company… basta asar na asar ako that time nong nsa office nla ako.

Nko! may bago!! benlife insurance naman! the same procedure din.. 3 ids and so on.. tas sinamahan pa nila ung datamex scholarship & ng informatics certificates at ng Marykay freebies.. di ko na kukunin sa sat.. sayang lang pla oras ko mag OOT na lang ako hhaha beware na lang..

lmoa its not a scam… dhl gusto nyo naman yung plan eh… kaya ka bibili… its just nag upgrade lang yung marketing strategy …. @ cocoplans may free naman tlga eh …. pero nid mo lang din makilalal yung product…. appreciation mo lang makinig…

iniisip ko kung pupunta ako today since half day lng naman ang work. kc very interested ako sa scholarship para sana sa brother ko. pero ngsearch muna ako kc mahirap magtiwala sa iba sa panahon ngaun, maraming nanloloko. tumwag to kahapon, nung cnabi nya she is calling from..ang bilis ng pagkakasabi nya ng company name. tpos pinagbigyan ko sya sa lahat ng gusto nyang ioffer. puro oo lang ako. tpos today ngsearch nga ako and saw this blog, naku sobrang tumpak. scam nga. ask ko company name nila ang sabi nya lang accredited redemption center under CCGC (credit card group of companies) daw. cguro iniba na nila ung name kc aware n mga tao sa prudential and cocoplans. i was just thinking kung pano nila nkuha ung information about me, akala ko ba confidential ang information na isusubmit mo when u applied credit cards. sa SM nga pla my office ung philippine prudential life, haharangin k my freebies daw, tpos 3-4 minutes lng daw ang interview den mglalaro ka at my chance kang manalo ng 1M at kotse, tpos ayun interviewhin k na nila. mababait naman kc sila kaya parang mahihiya ka n tumanggi, hanngang sa mapaOO ka nila n mginvest sa kanila n for your own good daw sa near future, kesyo para after 15 years daw my pera ka..pero ung interview eh tumagal ng 2hours, ako na lang ngwalk out dahil ung mga ksama ko sa labas eh nagagalit na! hahaha! maging wise po tau at wag basta-basta masilaw sa mga freebies. God Bless us all.

yeppee i got two datamex scholarship today.
Hard selling tlga sila lahat gagawin para mabentahan ka lang, biruin mu kahit daw piso araw araw pwede na, grabeh…….

dun sa mga nakareceive sms try nyu rin pumunta, kunin nyu lang yung free, at wag na wag kayong papayag na kunin yung credit card at i-swipe…

higit sa lahat lakasan nyu loob at wag padadala, isipin mu na niloloko ka lang at pag-abot ng scholarship certificate…sibat na agad, hehe

gud luck!

Here is my story related to this scam:

Philippine Prudential Life Scammers

i got a call from phil prudential, the girl told me i won datamex scholarship, claim ko daw sa equitable bldg sa me paseo de roxas, makati…i have to bring 3 id’s and a bank card. in short, replay nung mga sinasabi nila dito..can’t believe na for more than 2 years n to ganitong mga pangyayari..having read their testimonials, mas marami ang naniniwalang raket ito..mabuti at may ganitong blog, thanks karen. sana matigil na to scam na to…i have until monday to claim my “prize”, thanks but no thanks sa knila.

Hi everyone! now ko lang nabasa tong blog nato. Honestly biktima rin ako ng Cocoplans last Jan. 05, 2011 during my vacation in the Philippines. Nangyari naman ito sa SM North Edsa bading yong lumapit sa akin asking if may credit card na ako i said Yes then he replied I’am a lucky winner daw ng Datames Scholarship and umbrella. Dapat mamimili ako nong nga mga gamit ko na dadalhin pabalik d2. Naubos nga nila yong time ko sa sweet talks nila. iba ibang bading kumausap sa akin as in convincing talaga. Dinala nila ako sa labas ng SM don daw kasi office nila after ng sweet talks yon hiniram credit card ko din pagbalik may receipt na pinapirmahan sa akin. after the transaction I called may boyfriend yon sinabi ko nga na ipa cancelled ko kasi scam yan. binalikan ko naman agad kaso nga ayaw nila pumayag na i cancelled kasi nga yong pinirmahan ko raw is non refundable.

kung magulang sila eh di gulangan nyo rin.. nasa inyo lang yon kung magpapaloko kayo eh, i just got 3 scholarship certificate good for 4 yrs course depende sa school ng datamex kung ilang yrs lang ang offer nila.. Thanks GOD im good in saying NO to there offer but they still give to me the scholarship… after all it is our privilage as credit card holder, we can help others to go to school especially to those gustong mag aaral pero hindi kayang mag aaral.

fake rin ppo ba yung cocoplan diyan sa sm north??? pls reply po asap

naku buti na lang nag research ako now…just got a call from them this afternoon, may pagka makulet nga si caller, i got the name and contact person when you’re there at their office and makulit nga to ask na pumunta ka duon sa location….
ako wala tlgang free schedule…
ingat, magtanung-tanong and mag research tlga….

OMG buti na lang nabasa ko e2,nagtaka ako nungsabihin nila 3 valid ID and any credit card!dun na ako nagduda kya nagsearch agad ako sa net,buti na lang nakita ko at nabasa e2 thank u so much at na warningan mo agad ako….

I actually went to Benlife, I did claim my reward but they didn’t required me to present a credit card nor ATM, they just asked for a valid ID to confirm that I was the receipient. Yes, they are going to discuss and offer you an insurance but its really up to you if your going to avail the insurance that they’re offering, on my part I refuse to the insurance thing still I got my reward for DATAMEX Scholarship and I gave it to my cousin and he used the Scholarship voucher so now he is covered for 2 years.

I got a sms galing Phil. Prudential sabi don,

Good day! Mr. Jason dis s ms. MATEL a rewrds oficer hre frm Phil. Prudential.u are pls. To reming to claim ur 3 exclusive rewards and privilegs for a free (2 yrs. Scholarshps certificate under DATAMEX Computer Ins. ; IMS medical certificate & raffle tickets) here @ our releasing dept. Located 3rd flor. Unit 308 Keppel center bldg. In Cebu-business park in Ayala. Please bring any valid id’s (gov’t id; company id & bank id) for name & signature verification only. Withur claiming code
DBS-0033 our claiming frm monday 2 saturday frm 10am to 6pm. For more info you may free 2 call
412-6352. Many thanks!godbless!
(dosregard f claimed)

I got this msg. Last July 11, 2011 @ 1:57 pm
The number they used was sun.. Its +639225887798

The day i called their office.. Then the one who answerd was that MATEL girl that txted me..
I asked her saan nila nakuha nmbr ko then she told me na may nag reffr daw.. I ask kung sino she told me d nya alam.. The could not trace it daw..
Then she asked if i have 3 valid id’s?
I asked her bakit tatlo. To prove na ako daw yon…
And wats super crazy about it is that they texted my number and yet the name was difrent.. It was not my name insted it was my fiancees name.. Tapos wrong spelling pa yong name ng fiancee ko na isinulat nila… Don pa lng i started to think na scam to.. When i was talking o that girl.. Para cyang walng alam sa product nya.. She cant answer to me ng derecho.. I ask her wat do u mean about the bank id.. Sabi nya may credit card po kayo mam.. Sabi ko bat ako e d ko na man name to.. Tas sabi nya e si sir kaya meron? Sabi ko kaming dalawa wala.. Tas sabi nya any bank account? Sabi ko ATM meron kami tas sabi nya.. Ay okay na yan mam.. Basta dalhin nyo lng ang 3 valid id’s kasama ATM nyong dalawa..
Tanong ko? Bat kasali na ATM ko.. Kaloka..

Until now never kaming pumunta sa office nila nakakatakot…

Kaya super thankful ako sa nlog na ito.. U have protected alot of kababayan through this.. Sa nag post na u have to pay 4,000 for graduation.. Thank you ha.. Kos we wer thinking to get na lng the scholarship.. But when i have red your coment.. It made us realize na wag na noh.. Sa kanila na lng yun… Thank you so much sa inyong lahat…

Just wanted to share. Actually this is not a scam.They were right that it could be a mareting strategy. I got Free inusrance for 1 year worth 25K, Datamex educational voucher for all courses in DATAMEX not only for 2 years course. I told them na kung talagang totoo eto bakit nila kailanagn ng credit card. Sabi ko wala ako credit Card. Nagtanong sila kung may bank card ako sabi ko oo, pero they want it for signature verification only..Di ko pinakita number ko basta pinakita ko lang signature..No swiping dahil ako ang may hawak ng card..Wala rin bentahan ng insurance kasi sabi ko meron ako existing..Kaya siguro depende lang ito kung paano nyo sila iaaproach. Since meron na kayo idea, pwede nyo na balikan yung nagoofer sa inyo then get all the freebies..yun lang..never give them your credit card nor your ATM card. just show them your signature..

haayyyy…. im so lucky to read this blog….kanina lang may tumawag sa akin…sheila from marilao office prudential life daw…cnv nya din that i won datamex 2yrs scholarship which is transferable and life insurance….hehehe….tinawanan me p nga cy…sv me pano me mananalo eh…wala nmn ako sinasalihan…she told me that the makati main office forwarded the 30 lucky winners…i replied, really…then hinayaan ko na lamang magsalita cy..till asked nya if i have id’s..sv ko meron…una ask nya government id…meron kako ako..sss,drivers,tin,philhealth…how about company id’s daw…sv me gma7 employee ako under mike enriquez sa imbestigador,,,baka kako pwede na un bigla nag-iba ang tono…d na ako hinanapan ng credit card…hehehe

Naku kahit anung gawin natin hindi talaga FAIR ang mundo,
FYI Lang po, Ang Tuition Fee, o Scholarship grant o voucher ay libre at intended na not convertible to cash. kay kahit sa mismong school ka pumunta o mag inquire ay ibinibigay ito ng LIBRE.
Kaya yung mga nagnanais maka RACKET,ay mag isip muna, Remember, Automatic ang Karma.
Kung gusto nyo talaga ng sureball na QUALITY EDUCATION, DUN KAYO MAG ARAL SA LA SALLE, ATENEO o sa Amerika, para wala kayong ANGAL at ATUNGAL,
Ang hirap kasi sa tao, bibigyan na ng LIBRE, may Libreng kutya at Lait pa,
Quality Education is important ,School needs to HELP students to learn, Datamex, I hope what important to you is to HELP your students to have a QUALiTY EDUCATION, students are PAYING the RIGHT FEE, BE FAIR! GIVE them THE RIGHT EDUCATION they DESERVE!
Sa mga nagsasabi o nag iisip ng negatibo kaagad sa DATAMEX na SCAM ay HINDI po totoo yan,
Part po yan ng ADVERTISING PROGRAM nila
At MARKETING STRATEGY Lang naman po ito ng mga INSURANCE COMPANY or pang pront.
lf somebody call you from insurance company na.na topic na sa Credit Card eh wag po kayong mabahala dahil hindi masama ang hangarin nila, Because IF THERE IS NO SALES, THERE IS NO ECONOMY
Pag walang need, hindi rin maiimbento ang product or services, Credit Card kasi ang isa sa requirements para ma bentahan ng insurance o Life insurance ang tao.
One example of Non Life Insurance is Fire Extinguisher,pero pag
LIFE INSURANCE,Para sa tao, kaya wag kayong magtataka kung kayong mga TAO ang tinatawagan ng agent o CSR. Ito naman eh hindi lang protection or Security in case of accidentally or sudden death
It is also a form of INVESTMENT din,
In America or U.S halos lahat ng tao duon ay may insurance at aware na sa insurance.kaya tina try naman ito mag BOOMING here in the PHILIPPINES.
Ang trend ngayon at darating bukod sa l.T ay Wellness, pls… watch the video on youtube.com
tittle: The next Big thing-Wellness
add me at facebook: jayar.chua@yahoo.com

i also receiv text few months ago at tinawagan pa ako nanalo dw ako ng scholarship at medical certificate inignore ko lang ksi im not intersted since i dont have BANK ID or credit card to claim, kahapon tnawagan na naman ako na i claim ko na raw ngayon sa unit 308 keppel bldg,ayala cebu branch nila ksi may special claiming day sila nka schedule ngayon..were supos to visit their office now, buti na lang maisipan ko munang i research sa google at nalaman kung scam lang pala..

Some time before, I needed to buy a good house for my business but I did not earn enough money and could not purchase anything. Thank God my colleague adviced to try to get the home loans at creditors. Hence, I acted so and used to be happy with my secured loan.

i claimed the scholarship coupon, its for real, no fees collected, and the scholarship is transferable… didn’t use it.. still have it..